Menene darika? Wannan kalma ba safai ake samun sa a cikin magana ba, amma lokaci-lokaci ana iya ganin sa a cikin rubutu ko ji a TV. A yau mutane da yawa, saboda dalilai daban-daban, ba su san ainihin ma'anar wannan lokacin ba.
A cikin wannan labarin za mu gaya muku abin da ake nufi da ɗariƙar.
Me ake nufi da darikar?
Darika (Latin denominátio - sake suna) canji ne (raguwa) a ƙimar darajar takardun kuɗi. Wannan yakan faru ne bayan hauhawar hauhawar farashi don daidaita darajar kuɗin da sauƙaƙe ƙauyuka.
A yayin aiwatar da darikar, ana musayar tsoffin takardun kudi da kuma tsabar kudi da wasu sababbi, wadanda galibi suna da karamar kungiya. Ominididdiga a cikin ƙasa na iya faruwa sakamakon rikicin kuɗi da ya haifar da wani dalili ko wata.
A sakamakon haka, tattalin arzikin jihar yana ta tabarbarewa, wanda ake alakanta shi da rufe kamfanoni, a sakamakon haka, raguwar kayan aiki. Duk wannan yana haifar da raguwa a cikin ikon sayan kuɗin ƙasar. Kowace rana a cikin ƙasa ana ƙara samun hauhawar farashi (ƙimar darajar kuɗin kuɗi).
Idan gwamnati ta kasa daukar kwararan matakai don inganta yanayin tattalin arziki, hauhawar farashi ya koma hauhawar farashin kudi - darajar kudi ta ragu da kashi 200% ko fiye. Misali, abin da za'a iya sayan kwanannan don sashi ɗaya na al'ada yanzu zai iya ɗaukar irin waɗannan rukunin 100, 1000 ko ma 1,000,000!
Gaskiya mai ban sha'awa ita ce, 'yan shekaru bayan ƙarshen Yaƙin Duniya na (aya (1914-1918), hauhawar hauhawar jini a Jamus ta kai matsayin da ba a taɓa gani ba. Akwai takardun kudi na tiriliyan 100 a cikin ƙasar! Iyaye sun ba yaransu tarin kuɗi don “gina” abubuwa daban-daban, tun da yana da rahusa sosai fiye da sayayya, misali, ginin da aka yi da kuɗi iri ɗaya.
Babban burin mazhabar shi ne inganta tattalin arzikin kasa. Yana da mahimmanci a lura cewa ƙananan darajar fuska ta waje, shine mafi ƙarfin tattalin arzikin cikin gida. A yayin kungiyar, gwamnati na neman karfafa kudin kasar, ta hanyar amfani da wasu sabbin tsare-tsare.